Source: U.S. Department of Health and Human Services
We hear it all the time — “I’ll never need it.” “I have enough saved up.” “They can’t take my house.”
Fact is, without adequate long term care coverage, the government will recoup their costs, and where do you think that comes from?
John Guilfoil is a Certified Senior Adviser and Lifetime Member of the Corporation for Long Term Care. J&R Insurance Services can meet with you and your family and put a plan in place to ensure you and your loved ones have adequate care services without losing all your assets.
We look at Long Term Care Insurance the same way we look at health, auto, and homeowners insurance. And we ask this: If you get sick, you have health insurance. If you crash your car, you’re covered. If someone falls at your house, you have liability protection. But what if you need to go into a long term care facility for 6-8-12 months or longer?
You spend a lifetime paying for your house, cars, and other assets. Without coverage, it could all be gone.